Chargeback 

A Chargeback happens when a customer calls their financial institution and disputes a transaction for reasons such as fraud, credit/refund not process, or other reasons. 

Why are Chargebacks bad? 

Bottom line; you do not want to get chargebacks. Chargebacks will hurt your business due to fees, increased merchant reserves, or possibly losing your ability to accept credit cards.

PayCafe charges a fee for each chargeback a merchant receives.  Additionally, if Chargeback rates remain above the acceptable threshold, a processing account can be terminated.  This means a frozen merchant account, with the ability to process credit card payments revoked. Merchants are unable to accept cards so long as they have a closed merchant account.

If you need assistance or have questions regarding a Chargeback or your accounts Chargeback ratio, please refer to our contact page https://merchant.paycafe.com/login