Merchant account underwriting involves careful analysis and rigorous evaluation of merchant account applicants by acquirers to ensure that businesses that wish to accept electronic payments from customers are honest, viable, and meet certain basic standards.
Most PayCafe merchants may get approved within 1 - 2 business days. For certain merchants and/or business types, the approval timeframe may be longer. In some cases, we may request additional information about you, your business, and the product/service being sold.
If you have questions regarding our underwriting process, please refer to our contact our merchant support at 833.729.2233. Or, you email our Risk department at risk@paycafe.com.